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21c Money
21st Century Money
Family Learning Worksheet
Printable activity sheet

Family Sats Activity Sheet

A parent-supervised worksheet for teaching kids about saving, earning, sats, QR payments, and money responsibility.

This worksheet is for family education only. It is not financial, legal, tax, or accounting advice. Kids should only use Bitcoin tools with parent supervision.

A. Parent Setup

  • I understand this is an educational activity.
  • I will keep amounts tiny if we use real sats.
  • I will supervise all wallet activity.
  • I will not let kids manage seed phrases.
  • I will focus on learning, not price.
  • I will stop the activity if anyone feels confused or rushed.

B. What Is a Sat?

A sat is a tiny unit of bitcoin. There are 100,000,000 sats in 1 bitcoin.

1 bitcoin = sats

Sats are useful because:

C. Save, Spend, Give

If you earned 1,000 sats for chores or learning, how would you divide them?

Save

Save:

Spend

Spend:

Give

Give:

Why did you choose that split?

D. Needs vs Wants

Circle or mark each as Need or Want.

Groceries

Need Want

Video game skin

Need Want

Winter coat

Need Want

Candy

Need Want

Electricity

Need Want

New toy

Need Want

School supplies

Need Want

Movie rental

Need Want

Other example:

Need Want

E. Earned Sats Tracker

DateActivitySats earnedSaveSpendGiveParent initials
       
       
       
       
       
       
       
       

F. QR Payment Practice

Parent-supervised only.

Draw or paste a practice QR code here:

What amount are we sending?

Who are we sending it to?

  • I checked the amount.
  • I checked who it was going to.
  • I asked a parent first.
  • I understand payments may not be reversible.

G. Scam Spotting Mini Game

Would you trust this?

Someone online says they will double your sats if you send them first.

Safe Not Safe Ask a Parent

A fake support account asks for seed words.

Safe Not Safe Ask a Parent

A parent scans a QR code from a trusted wallet during a lesson.

Safe Not Safe Ask a Parent

A stranger sends a link that says claim free bitcoin now.

Safe Not Safe Ask a Parent

A family member asks you to explain what sats are.

Safe Not Safe Ask a Parent

H. Family Money Talk

Why do we save?

Why do prices sometimes go up?

What does responsibility mean with money?

Why should we slow down before sending money?

What is one thing you learned about sats?

I. Parent Reflection

What did my child understand quickly?

What needs more practice?

Did we keep the activity calm and safe?

What should we review next?

J. Next Learning Steps

Start tiny. Move slowly. Learn before trusting yourself with meaningful amounts.